Banking, Credit & Digital
Financial Services
Savings Accounts • Credit Cards • Demat Accounts • Personal Loans • Insurance • CIBIL Check • PAN Services • Bill Payments
Choose Your Service Category
Savings & Bank Accounts
From zero balance to high-interest savings accounts — instant digital account opening with top banks across India.
Zero balance savings account with up to 7% interest rate — zero maintenance charges.
- Zero Balance Savings Account
- Up to 7%* interest p.a.
- Zero maintenance charges
- Free debit card & net banking
Fully digital account opening with Aadhaar & PAN — initial funding ₹2,000 required.
- Zero Balance Savings Account
- Fully digital account opening
- Aadhaar & PAN based KYC
- Free virtual debit card
Best-in-class interest rates — up to 5% on savings & up to 7% interest on FD.
- Up to 5% interest on savings
- Up to 7% interest on FD
- Unlimited ATM withdrawals
- Free online banking
Earn up to 7% p.a. with monthly interest credit & free unlimited ATM withdrawals.
- Up to 7% p.a. interest rate
- Monthly interest credit
- Free unlimited ATM withdrawals
- Multi-city banking access
Instant account opening with ₹300 welcome cashback — earn up to 5.5% interest.
- Up to 5.5% interest rate
- ₹300 Welcome Cashback
- Instant account opening
- Zero paperwork process
Lifetime zero balance account — earn 7% interest with cashless payment facility.
- Lifetime Zero Balance Account
- Earn 7% interest on savings
- Cashless payment facility
- Aadhaar-enabled banking
Get up to ₹6,000 cashback on debit card spends — Free Platinum Debit Card included.
- Up to ₹6,000 cashback on spends
- Free Platinum Debit Card
- Initial funding ₹10,000
- High interest savings
Earn up to 3% cashback with no monthly fee — ideal for freelancers & small businesses.
- Earn up to 3% Cashback
- No monthly fee
- Add funds via Credit Card
- Business expense tracking
Credit Cards
25+ top bank credit cards — rewards, cashback, lifetime free and travel cards — all in one place. Apply now, we handle the rest.
Gift vouchers & reward points as a joining perk with higher purchase limits.
- Higher purchase limits
- Exciting rewards & cashback
- Gift vouchers on joining
Lifetime Free Card with 5X Rewards on Shopping & Smart EMI Benefits.
- Lifetime Free Credit Card
- 5X Rewards on Shopping
- Bonus reward points
Attractive reward points that never expire — redeem anytime you want.
- Reward points never expire
- Wide range of card variants
- Attractive cashback offers
Lifetime Free Credit Card with lower interest rates and reward points on all spends.
- Lifetime Free Credit Card
- Lower Interest Rates
- Reward Points on every spend
Earn 5X/10X Reward Points with fuel surcharge waiver and brand vouchers.
- Earn 5X/10X Reward Points
- Fuel Surcharge Waiver
- Uncapped Reward Points
10X Reward Points on Dining, Grocery & Movies — 2000 Bonus Points on joining.
- 10X Points on Dining & Grocery
- 2000 Bonus Reward Points
- Movie & dining offers
FD-backed card to build your credit score — Zero joining fees, lifetime free.
- Helps improve credit score
- Zero joining fees
- FD-backed secured card
Exclusive reward points + cashback on Amazon, Flipkart & many more merchants.
- Exclusive reward points
- Cashback on Amazon & Flipkart
- Varying credit limits available
Unlimited 5% cashback on Flipkart & Cleartrip + ₹600 welcome benefit on activation.
- 5% cashback on Flipkart
- Welcome Benefit worth ₹600
- Cleartrip travel offers
40% off on Zomato, 10% off on BookMyShow, Blinkit & Myntra — lifetime free.
- 40% off on Zomato
- 10% off on Blinkit & Myntra
- Lifetime Free Card
10X Reward Points on exclusive online partners + ₹500 e-Voucher on joining.
- 5X Points on all online spends
- 10X on exclusive partners
- ₹500 e-Voucher on joining
Lifetime Free Card (limited offer) with ₹120 off on Swiggy food delivery.
- Lifetime Free (limited offer)
- ₹120 off on Swiggy
- Lifestyle perks & rewards
₹500 Amazon eVoucher on first transaction + 25% cashback on Airtel bills.
- ₹500 Amazon eVoucher on joining
- 25% cashback on Airtel bills
- Cashback on DTH & broadband
10% Cashback on Swiggy + 5% Cashback on all online spends.
- 10% Cashback on Swiggy
- 5% Cashback on online spends
- Annual savings up to 6.8%
Zero joining, annual & forex fees + Unlimited Airport Lounge Access.
- Zero Joining Fee
- Zero Annual & Forex Fees
- Unlimited Lounge Access
Use your credit card on UPI apps — earn rewards on all UPI transactions.
- Pay via UPI using credit card
- 3% CashPoints on Grocery
- Rewards on all UPI spends
Earn up to ₹2 Lakh NeuCoins monthly + 10% savings on the Tata Neu app.
- 10% savings on Tata Neu app
- Earn up to ₹2 Lakh NeuCoins/month
- Big brand discounts
Lifetime Free (limited offer) with personalized 10X rewards on top brands.
- Lifetime Free Card
- 10X rewards on top brands
- Personalized reward categories
Shop 1 million+ products on Easy EMIs — accepted at 1 Lakh+ stores across India.
- ₹1000 OFF first transaction
- Accepted at 1 Lakh+ Stores
- Easy EMI on all products
5% Cashback on Grocery, Food Delivery & Entertainment — Zero joining fees.
- 5% cashback on online grocery
- 3% Cashback on Fuel
- Zero joining fees
Build a 750+ CIBIL score — FD backed, no income proof, guaranteed approval.
- Guaranteed approval
- No income proof required
- RuPay — works on all UPI apps
Zero Joining Fee — most rewarding UPI credit card for daily digital payments.
- Zero Joining Fee
- Most rewarding UPI payments
- Quick processing
Earn 15 Fuel Points per ₹100 at IOCL outlets + 3,000 Welcome Reward Points.
- 15 Fuel Points at IOCL outlets
- 3,000 Welcome Reward Points
- Save on every fuel purchase
Dining, travel & lifestyle offers with reward points on every spend.
- Easy & secure payments
- Reward Points on all spends
- Dining, travel & lifestyle offers
Up to 5% Cashback on spends — earn up to ₹18,000 cashback every year.
- Up to 5% Cashback on online spends
- Earn up to ₹18,000/year cashback
- FD-Backed secure credit card
Quick Personal Loans
Instant personal loans from top NBFCs & fintech partners — 100% digital, minimal documentation, same-day disbursal.
100% digital process — loan disbursal in as fast as 15 minutes.
- Loan amount up to ₹15 Lakhs
- Disbursal in 15 minutes
- Fully digital process
Zero paperwork, 100% digital process — minimal documentation required.
- Loan up to ₹15 Lakhs
- Zero Paperwork process
- Minimal documentation
100% digital & paperless — instant approval in just 10 minutes, no documents required.
- Loan up to ₹10 Lakhs
- Approval in 10 minutes
- No documents required
Loan on existing HDFC Credit Card in 3 easy steps — credit limit remains unaffected.
- For HDFC Card holders only
- 3 easy steps process
- Credit limit unaffected
Quick easy loans up to ₹5,00,000 — flexible tenure from 12 to 36 months.
- Loan up to ₹5,00,000
- Tenure 12–36 months
- 100% digital process
Instant personal loan up to ₹5 Lakhs — quick approval with no long waiting times.
- Loan up to ₹5 Lakhs
- Quick instant approval
- Minimal documentation
Instant loan up to ₹30,000 — easy EMIs with minimal documentation required.
- Loan up to ₹30,000
- Quick approval process
- Easy EMI repayment
Instant cash up to ₹40,000 disbursed in just 5 minutes — minimal documentation.
- Loan up to ₹40,000
- Disbursed in 5 minutes
- Minimal documentation
Demat & Trading Accounts
Free demat account opening with top stockbrokers — low brokerage, expert advisory, mutual funds & IPO access from day one.
FREE Demat account with the lowest MTF (Margin Trade Financing) rates available.
- FREE Demat Account opening
- Lowest MTF brokerage
- Trade in Equity, F&O, MF
FREE Demat + zero brokerage on Mutual Funds & IPOs — completely digital process.
- Zero account opening charges
- Zero brokerage on MF & IPO
- 100% digital & paperless
Free Demat Account with lifetime free equity delivery & professional research advisory.
- ₹0 Brokerage on Delivery Trades
- ₹20 on Intraday & F&O
- Expert research advisory
Open Free Demat Account — trade on Mobile + Desktop with low-cost brokerage plans.
- Free Demat Account opening
- 100% Digital & Paperless
- Low-cost brokerage plans
Trade Free Youth Plan for investors under 30 — new-age competitive trading plans.
- Trade Free Youth Plan (under 30)
- Equity Intraday ₹10 or 0.05%
- Comprehensive research tools
Zero account opening charges + Lifetime FREE AMC with expert stock research tips.
- Zero Account Opening Charges
- Lifetime FREE AMC
- Expert Research & Stock Tips
Open a paperless trading account in minutes — no account opening fee charged.
- No account opening fee
- Low-cost brokerage plans
- Paperless account opening
Insurance Services
Vehicle, health & life insurance — instant policy issuance with top insurance companies. Stay protected, stay compliant.
Legal compliance with full financial protection against accidents, damages & third-party liability.
- Legal Compliance — mandatory 3rd party
- Avoids fines & penalties
- Covers repair & replacement costs
- Accident & damage protection
Covers own damage, third-party liability & natural/man-made disasters — 6,800+ cashless garages.
- Own damage + 3rd party liability
- Natural & man-made disasters
- 6,800+ cashless garages
- Quick & easy claim settlement
Special discount on bike insurance — completely paperless, contactless & instant policy issuance.
- Fast & Simple Online Process
- Completely Paperless & Contactless
- Instant Policy Issuance
- Special discount available
Utility Bill Payments
500+ billers — electricity, water, DTH, broadband, mobile recharge, insurance premium, FASTag & more — all in one place.
Active Verification Services
Instant digital verification services for KYC, identity & document checks — real-time results, instant processing.
PAN Card Services
New PAN card application, correction & resumption — fast processing via Aadhaar-based or document-based methods.
Instant PAN card application using Aadhaar e-KYC — fastest method, no physical documents needed.
- Aadhaar-based instant eKYC
- No physical documents needed
- Fast processing & delivery
- Valid for all financial purposes
PAN card application with physical photo & signature — for non-Aadhaar linked applicants.
- Photo & signature based method
- For all Indian citizens
- Complete documentation support
- Application tracking assistance
Name, DOB, address or any other PAN detail correction — fast & accurate service.
- Name / DOB correction
- Address update service
- Duplicate PAN card request
- Link PAN with Aadhaar
CIBIL Score Check — All 4 Bureaus
Check your credit score from all 4 major credit bureaus in India — Equifax, Experian, CRIF & TransUnion CIBIL. First check is completely free!
- Free Equifax credit report
- Detailed account-wise breakdown
- Payment history analysis
- Credit utilization ratio check
- Score improvement tips
- Dispute resolution support
- Free Experian credit report
- Loan & credit card history
- Enquiry impact analysis
- Negative factor detection
- Credit score simulator tool
- Dispute filing assistance
- Free CRIF High Mark report
- Microfinance loan tracking
- Rural & urban credit data
- All active loan details
- Complete credit health summary
- Score boost recommendations
- Free TransUnion CIBIL report
- India's most used credit score
- Accepted by all banks & NBFCs
- Loan eligibility predictor
- Credit card approval chances
- Expert score improvement plan
What Should Your Score Be?
A score of 750+ ensures you get the best interest rates on loans. Our experts will help you improve your credit score — free consultation available.
Become a Braj Divine
Partner Today
Become an Authorized Partner of Braj Divine Group in your city — offer banking, loans, insurance & financial services. Earn from home or your shop.
Register as Partner
Fill our partner registration form — submit basic KYC documents. Simple and fast onboarding process.
Training & Setup
Receive complete training from our team — software access, product knowledge & sales support included.
Start Serving Customers
Offer banking, loans, insurance & utility services to customers in your area — all via digital platform.
Earn Monthly Commission
Earn commission on every successful service — more work means more income. Unlimited earning potential.
What Will You Get?
High Commission
Attractive commission structure on every service — loans, credit cards, demat accounts & more.
Digital Platform Access
Complete digital dashboard — customer management, service tracking & commission reports.
Free Training
Product training, sales techniques & customer handling — complete training at zero cost.
Dedicated Support
24/7 backend support team — our experts are always available to assist you with any issue.
Official Certificate
Receive official Braj Divine Group partner certificate — work with brand credibility & trust.
Grow Your Business
Offer 500+ financial products — build multiple income streams easily from one single platform.
Need Any Service? Contact Us Right Now!
Call us, WhatsApp us or fill the enquiry form — our expert will call back within 2 hours. First consultation is absolutely free.